Every plan starts with a free trial. You won't be charged until it ends.
Your card is charged for the plan you chose. You can cancel any time before the trial ends from Account → Manage billing and you won't be charged.
Yes. Upgrade or downgrade from Account → Manage billing; Stripe prorates the difference automatically.
Client files are stored in an encrypted database, are visible only to your account, and are never used to train AI models. Payments are processed by Stripe — we never see your card number.
Yes — see Enterprise for IMOs, FMOs, broker-dealers and agencies.
No. AskFERS is independent educational software for professionals and is not affiliated with OPM, the TSP or SSA. Official benefit amounts come only from those agencies.